ABSTRACT This research studied the contribution of inspectorate department as an effective measure to Union Bank of Nigeria Plc.To guide the study research questions were formulated, using questionnaires as an instrument. The data collected were analyzed using sample percentages, some of the findings among others are:1) Inspectorate department plays a significant role in effective utilization of organization find by management.2) Internal audit (inspectorate) department enha...
ABSTRACTThe proliferation of banks in Nigerian economy resulted in cutthroat competition among banks, the phenomena in informed the decision to probe into how banks market their financial services. In other words, the focus of this work is to find out the marketing strategies adopted by banks to create awareness of their products. To customers, it also sought to know the importance of marketing in the liquidity and profitability position of banks. The effect of marketing strategies and techni...
ABSTRACTThis Project goes into the Roles of Electronic Banking in Nigeria, the supervisory framework. The security for the money, the component of the Electronic Banking, finding and recommendation for future uses.It is of a great importance to the students of Financial and Business Studies and those in economics. It is a very important to business consultants and investors.TABLE OF CONTENTS Title PageApproval PageDedicationAcknowledgementAbstractTable of ContentsCHAPTER ONEIntroductionBa...
CHAPTER ONE1.0 INTRODUCTIONModern commercial banking in Nigeria dates back to the early period. The decline in barter system of trade and the rise in financial transaction of the colonial government required an institution in the form of commercial bank for safety and transmission of fund. It was for purpose that African banking corporation based in South Africa an was invited in 1892 to open a branch office in Lagos but its existence was made precarious by the trade depression whic...
CHAPTER ONE1.0 INTRODUCTION1.1 BACKGROUND OF THE STUDY Liquidity is the word that bankers use to describe the ability to satisfy demand for cash in exchange for deposit. A bank is considered to be liquid when it has in various forms and locations plus arrestment insecurities that are easily available at a short notice without loss or much loss to the bank, it could be conventional to refers to a bank as being liquid when it has enough liquidity to meet any financial emer...
ABSTRACT The objective of this study is to evaluate and examine the adequacy or inadequacy of working capital: its importance and implication The study observed that A lot of financial institutions have failed and more may still fall due to inadequacy of working capital Because many financial institutions has quested or fallen some firms has will draw the confidence they have in putting more effort to progress while the liquidated ones find it different to off set its indebtedness...
ABSTRACT In summary the aim of conducting this research is to investigate into some problems that are in existence in the banking industry and to suggest possible solution towards adveving crisis free banking, in Nigeria according the cuts which constitute crisis are inexhaustible but prominent among them in forgery and loss of public confidence due to the management attitude. Forever untrained staff and those bank staff who now occupy position in the bank contribute more of distress which l...
TABLE OF CONTENTS Title page Approval page Dedication Acknowledgement Table of content CHAPTER ONE 1.0 Introduction 1.1 statement of problem 1.2 Rationale of the study 1.3 Significance of study 1.4 Definition of terms CHAPTER TWO 2.0 Literature review 2.1 What bank fraud 2.2 Types of fraud 2.3 Effect of fraud 2.4 Causes of bank fraud 2.5 Measures for controlling fraud in banks CHAPTER THREE 3.0 Statement of hypothesis 3.1 Methodology of study 3.2 Sources of data ...
TABLE OF CONTENTS Title page Approval page Dedication Acknowledgement Table of contents CHAPTER ONE Introduction 1.1 General introduction 1.2 Statement of problems 1.3 Problems definitions 1.4 Objectives of the study 1.5 Formation of Hypothesis 1.6 Significance of the study 1.7 Scope of the study 1.8 Limitations of the study CHAPTER TWO Literature review 2.0 General Discussion 2.1 Deregulations law 2.2 Partial deregulation 2.3 Demand side 2.4 Compute deregulation CHAPTER TH...
ABSTRACT This research aims at tracing the problems that borrowers do encounter while obtaining loans from banks and the causes of these problems. The researcher trims to view these problem emanating from the borrower method of application vis-à-vis the central bank credit guidelines and the commercial bank principles and practice of lending. The researcher also analysis this issue from the point of view oft eh borrow and attempt to make this thesis more understandable by f...
ABSTRACT This research work is intended to do analysis of rural banking habits f the rural communities of the Nigeria and to analyze the various problems militating against the successful implementation of the rural banking awareness from the central bank annual report and statement of account 1999. Survey conducted it was revealed that the country is under banked. In this work, some plausible recommendations that will assist the monetary authorities in fashionry out practicable and ...
ABSTRACT This project was a through research into the role of community banking in the economic development of Nigeria. Its cardinality is to investigate the performance of community banks and to what extend they her contributed in the economic development of Nigeria especially in these rural areas they was established. It also endeavoured to verify empirically the prudent management of these community barite and profer suggestions on how improvements can be made to ensure the envision...
ABSTRACT The classical economics hold that trading is good and essential for every human being. Relatively one is better of in concentrating in the production of these goods and services in which he has competitive and comparative and advantage and buy from others those goods and services which they can produce relatively more cheaply. This is applicable to everybody and countries alike. Thus, through the market mechanism, in a market economy, a high level of output of goods and servi...
ABSTRACTThis is a research into the nature of banking services to find out the reason and suggest toward the performance creditably in banking services.Having carried out an intensive research I cam to the following recommendations/conclusion.The customers can do without the banks but the banks cannot do without the customers. Therefore the bank staff should be polite and honest enough to the customers, attending to them promptly and not regarding services rendered as favours done to them. Ba...
ABSTRACTThe aim of the study is to find out the extent of Bank/Customer relationship bearing in mind the poor quality of services rendered in banks.Traders to achieve a good and accurate result the researcher split the work in five distinct chapters, each with different objectives.To guide the study, four questions were formulated. A review of literature was done to expose the researcher to what was already been done to ensure sound understanding of bank/customer relationship in a developing ...