TABLE OF CONTENT
Title page
Certification
Dedication
Acknowledgement
Table of content
CHAPTER ONE: BACKGROUND OF THE STUDY
1.1 Introduction
1.2 Statement of problem
1.3 Aims and Objectives of the study
1.4 Significance of the study
1.5 Scope of the study
1.6 Limitations and constraints to the study.
CHAPTER TWO: LITERATURE REVIEW
2.1 Concept of small – scale business
2.2 Characteristics of small – scale businesses.
2.3 Concept of finance
2.4 Types of finance
2.5 Financial needs of small-scale business
CHAPTER THREE: RESEARCH METHODOLOGY
3.1 Research population and sample
3.2 Research design
3.3 Instrument of data collection
3.4 Administration of instruments
3.5 Method of data analysis
CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS
4.1 Brief History of Diamond Bank, plc
4.2 Functions of diamond Bank
4.3 Requirements for small business finance by diamond bank.
4.4 Types of finance given to small business by the bank.
4.5 Advantages of the Loans to the businesses
4.6 Problems associated with the loans
CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATION
5.1 Summary of findings
5.2 Conclusions
5.3 Recommendations
References
CHAPTER ONE
1.1 INTRODUCTION
Nigeria has always been a strategic country in Africa with their enormous economic and political power. Unfortunately, a history of prolong military rule left the nations civil institutions in run. The economy grossly mismanaged, and individual values completely misplaced thus preventing Nigeria from attaining it’s full potential. Consequently, due to this uncertainty, quite a number of investors have been way of doing business in Nigeria and with Nigerians. With the successful transition to civil rule in 1999, the cloud of uncertainty cleared up a bit and in 2003 when the sustainability of it’s democracy was tested, a significant number of investors are expected to be interested in investing in the Nigeria economy.
As a part of its strategies to revive the economy and uplift the standard of living of Nigerians, the government has identified sector within the economy with potential for rapid growth. One of such sectoral strategies in the development of small scale businesses (SSB) is known to encourage people-centred development, which helps in alleviating poverty, creating wealth and employment, and stemming rural-urban drift. However, without finance, SSB cannot be a reality. To alleviate this problem of finance the federal government of Nigeria – set up a number of development Banks.
ABIOLA, A , ABDULATEEF, A & AYO, A (2021). Financing Small – Scale Business in Nigeria; An Economic Analysis (A Case Study of Diamond Bank, Plc). Afribary. Retrieved from https://track.afribary.com/works/financing-small-scale-business-in-nigeria-an-economic-analysis-a-case-study-of-diamond-bank-plc
ABIOLA, ADESHINA et. al. "Financing Small – Scale Business in Nigeria; An Economic Analysis (A Case Study of Diamond Bank, Plc)" Afribary. Afribary, 24 Dec. 2021, https://track.afribary.com/works/financing-small-scale-business-in-nigeria-an-economic-analysis-a-case-study-of-diamond-bank-plc. Accessed 24 Dec. 2024.
ABIOLA, ADESHINA, ADESHINA ABDULATEEF and ADESHINA AYO . "Financing Small – Scale Business in Nigeria; An Economic Analysis (A Case Study of Diamond Bank, Plc)". Afribary, Afribary, 24 Dec. 2021. Web. 24 Dec. 2024. < https://track.afribary.com/works/financing-small-scale-business-in-nigeria-an-economic-analysis-a-case-study-of-diamond-bank-plc >.
ABIOLA, ADESHINA , ABDULATEEF, ADESHINA and AYO, ADESHINA . "Financing Small – Scale Business in Nigeria; An Economic Analysis (A Case Study of Diamond Bank, Plc)" Afribary (2021). Accessed December 24, 2024. https://track.afribary.com/works/financing-small-scale-business-in-nigeria-an-economic-analysis-a-case-study-of-diamond-bank-plc