Impact of Financial Literacy on Financial Behaviour of University of Cape Coast (UCC) Students

ABSTRACT

The main thrust of the study was it examine the impact of is mastery of a set of knowledge, attitude and behavior of UCC students. the research was conceptually framed by three research questions and three hypotheses. descriptive survey design involving the quantitative approach was used in the study. the target population of the I study was all UCC students. A sample size of 382 students was chosen for the study using Krejcie and Morgan (1970) sampling table of determination. some JumpStart (2013) and other notable literature questionnaire adapted on financial knowledge, financial attitudes, and financial behaviour, which affect financial literacy was used for the data collection. Pre-testing of the instrument was done and reliability and validity were ensured. The data collected was analysed using descriptive statistics (frequencies and percentages, variances) and statistical inference (Chi-square, χ 2 correlational regression between one-way ANOVA). The study revealed that the financial literacy levels (knowledge) of UCC students are generally fair. The results from the study further indicated that demographic characteristic of the students imparts upon their mastery of a set of financial alertness. The results of statistical evidence to the effect that financial literacy of UCC students do not differ in terms of the students’ ages. Therefore, the null hypothesis stated as “There will be no statistically significant difference among the age groups of respondents with respect to the financial iliteracy of UCC Students”.  

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APA

BABA, A (2021). Impact of Financial Literacy on Financial Behaviour of University of Cape Coast (UCC) Students. Afribary. Retrieved from https://track.afribary.com/works/impact-of-financial-literacy-on-financial-behaviour-of-university-of-cape-coast-ucc-students

MLA 8th

BABA, ABDUL-AZIM "Impact of Financial Literacy on Financial Behaviour of University of Cape Coast (UCC) Students" Afribary. Afribary, 13 Mar. 2021, https://track.afribary.com/works/impact-of-financial-literacy-on-financial-behaviour-of-university-of-cape-coast-ucc-students. Accessed 23 Nov. 2024.

MLA7

BABA, ABDUL-AZIM . "Impact of Financial Literacy on Financial Behaviour of University of Cape Coast (UCC) Students". Afribary, Afribary, 13 Mar. 2021. Web. 23 Nov. 2024. < https://track.afribary.com/works/impact-of-financial-literacy-on-financial-behaviour-of-university-of-cape-coast-ucc-students >.

Chicago

BABA, ABDUL-AZIM . "Impact of Financial Literacy on Financial Behaviour of University of Cape Coast (UCC) Students" Afribary (2021). Accessed November 23, 2024. https://track.afribary.com/works/impact-of-financial-literacy-on-financial-behaviour-of-university-of-cape-coast-ucc-students