ABSTRACT
This project studied the management of bad and doubtful debts by Nigeria commercial banks. It noted problems associated with the wide spread development of bad account by banks as being occasioned by so many changes that are unfolding as a result of the deregulation of the Nigerian Financial System. It viewed the incidences of bad debts as one of the greatest problems facing both old and new generations of banks today with adverse consequences on their profitability level. This project traced the origin of bad accounts to a number of factors some which may be internal, external or by act of God. e.g. the death of the owner of business. It was help that an account becomes bad the very day the facility is granted. Carelessness on the part of lending officers and his inability to interpret and respond promptly to warning signals may cause an untold loss in addition collusion by lending officers with the borrowers and absence a clearly defined lending guideless by banks may be responsible for high loan default. It is even difficult to identify control once a facility has been agreed by management.
The most effective way of limiting one’s losses however is to stop paying out but trading margins are particularly important.
TABLE OF CONTENT
TITLE PAGE
CERTIFICATION
DECLARATION
DEDICATION
ACKNOWLEDGEMENT
ABSTRACT
TABLE OF CONTENTS
CHAPTER ONE
1.0 Introduction
1.1 Background of the Study
1.2 problems of the Study
1.3 Objective of the Study
1.4 Significance of the Study
1.5 Research of the Study
1.6 Plan of the Study
CHAPTER TWO
2.0 Literature Review
2.1 Meaning of Bad Debt
2.2 Management Of Bad Debt
2.3 Effects of Bad and Doubtfully Debts
2.4 Risk Analysis
CHAPTER THREE
3.0 Research Methodology
3.1 Historical Background of First Bank
3.2 Sample and Population of the Study
3.3 Population
3.4 Method of Data Analysis
3.5 Validity of Instrument
3.6 Administration of Instrument
3.7 Observed Problem
3.8 Limitation of the Study
CHAPTER FOUR
4.0 Data Presentation and Analysis
4.1 Data Presentation
4.2 Data Analysis
4.3 Test of Hypothesis
4.4 Findings
CHAPTER FIVE
5.0 Summary, Conclusion and Recommendations
5.1 Summary
5.2 Conclusion
5.3 Recommendation for Improved Management of Bad Loan
REFERENCES
Ruwan, S (2021). Management of Bad Debts in Commercial Bank (A Case Study of First Bank of Nigeria Plc, Ibadan Challenge Branch). Afribary. Retrieved from https://track.afribary.com/works/management-of-bad-debts-in-commercial-bank-a-case-study-of-first-bank-of-nigeria-plc-ibadan-challenge-branch
Ruwan, Shuaib "Management of Bad Debts in Commercial Bank (A Case Study of First Bank of Nigeria Plc, Ibadan Challenge Branch)" Afribary. Afribary, 18 Dec. 2021, https://track.afribary.com/works/management-of-bad-debts-in-commercial-bank-a-case-study-of-first-bank-of-nigeria-plc-ibadan-challenge-branch. Accessed 27 Nov. 2024.
Ruwan, Shuaib . "Management of Bad Debts in Commercial Bank (A Case Study of First Bank of Nigeria Plc, Ibadan Challenge Branch)". Afribary, Afribary, 18 Dec. 2021. Web. 27 Nov. 2024. < https://track.afribary.com/works/management-of-bad-debts-in-commercial-bank-a-case-study-of-first-bank-of-nigeria-plc-ibadan-challenge-branch >.
Ruwan, Shuaib . "Management of Bad Debts in Commercial Bank (A Case Study of First Bank of Nigeria Plc, Ibadan Challenge Branch)" Afribary (2021). Accessed November 27, 2024. https://track.afribary.com/works/management-of-bad-debts-in-commercial-bank-a-case-study-of-first-bank-of-nigeria-plc-ibadan-challenge-branch