Problem Prospects of Credit Creation by Nigeria Commercial Banks (A Case Study of Wema Bank Plc, Ilorin)

TABLE OF CONTENT

Title page

Certification page

Dedication

Acknowledgement

Table of Content

CHAPTER ONE: INTRODUCTION

1.1                   Statement of Research

1.2                   Background of the Study

1.3                   Objective of the Study

1.4                   Significance of the Study

1.5                   Research methodology

1.6                   Definition of terms

1.7                   Plan of the Study

CHAPTER TWO: LITERATURE REVIEW

2.1                   Historical Background of Wema Bank of Plc of Nigeria

2.2                   Function of the various Department

2.3                   Central Bank and Credit Creation of commercial bank

2.4             Procedure of creating credit facility

2.5             Credit management in commercial bank

2.6             Steps in Credit Management

2.7             Principles and practices building lending at Wema

Bank Plc

2.8     Credit administration and securities acceptance to Wema Bank Plc

CHAPTER THREE: RESEARCH METHODOLOGY

3.1                   Method of Data Collection

3.2                   Sampling Techniques

3.3                   Sampling Techniques

3.4                   Limitation of the Methodology

CHAPTER FOUR: DATA PRESENTATION AND ANALYSIS

4.1                   Introduction

4.2             Data Presentation

4.3             Data Analysis

CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATION

5.1                   Observation

5.2                   Summary

5.3             Conclusion

5.4             Recommendation

Reference:

ABSTRACT

This research work is centralized on the problem and prospects of credit creation by Nigeria commercial banks with special reference to Wema bank plc Ilorin it attempts to implore the problem and respects of credit creation by Nigeria commercial bank to achieve maximum creation of credits, the research will be divided into five chapters for easy understanding of the entire work chapter one is termed general introduction which comprises background to the study on how credit creation is established. Chapter two is termed literature review in this chapter we intend to survey the various opinion and view of scholars on the different aspect of the relationship between the management of the commercial banks in Nigeria and their performance. Chapter three is discuss research methodology in this chapter we intend to take a brief of the historical background of the problem and prospects of credit creation and examine the business objectives and at the same time appraises its creation and decision making chapter four is date analysis of data collected for this study both orally and through questionnaire and observation, chapter five is termed summary of finding in this chapter observation were made on opinions of respondents and also suggest recommendations and conclusion were draw in this chapter.