ABSTRACT
Microcredit is now important for agriculture, innovation, post
harvest practices and
adoption of technologies. This study was proposed to explore the types of
microcredit facilities that finance the households in rural areas to adopt PHT and
PHP in Gairo District, the pressing constraints against access to microcredit among
households in Gairo District. The study was further extended into looking at the
effect of access to microcredit on the adoption of PHT and PHP in Gairo District.
Using a cross sectional household survey, data were obtained from 100 respondents
who filled the questionnaire followed by interviews at Gairo Di strict of Dodoma
Region. The findings showed that a majority of small scale farmers owned few acres
and operates in groups or associates. Further, it was revealed that microcredit is the
best option to facilitate post harvest practices and adoption of tec hnologies in most
of the rural areas because farmers operate in groups or associations. Microcredit
facilities are used by households in financing post harvest storage technologies. Also,
it was found that the hermetic storage bags were an important storag e facility and
accessible to the households. It is, therefore, safe to conclude that credit to finance
post harvest technology among small scale farmers is extensively a major need to
control and manage farming practices. Drawing on these findings and conc lusion,
this study recommends that credits offered by financial institutions should
necessarily conform to the demand and situation of small scale farmers in rural areas.
Further to this is the accessibility and reduced conditionality.
LUTAREMWA, J (2021). The Influence Of Rural Microcredit Facilities On Post-Harvest Practices And Adoption Of Technologies In Tanzania: A Case Of Gairo District. Afribary. Retrieved from https://track.afribary.com/works/the-influence-of-rural-microcredit-facilities-on-post-harvest-practices-and-adoption-of-technologies-in-tanzania-a-case-of-gairo-district
LUTAREMWA, JUDITH "The Influence Of Rural Microcredit Facilities On Post-Harvest Practices And Adoption Of Technologies In Tanzania: A Case Of Gairo District" Afribary. Afribary, 26 Apr. 2021, https://track.afribary.com/works/the-influence-of-rural-microcredit-facilities-on-post-harvest-practices-and-adoption-of-technologies-in-tanzania-a-case-of-gairo-district. Accessed 23 Nov. 2024.
LUTAREMWA, JUDITH . "The Influence Of Rural Microcredit Facilities On Post-Harvest Practices And Adoption Of Technologies In Tanzania: A Case Of Gairo District". Afribary, Afribary, 26 Apr. 2021. Web. 23 Nov. 2024. < https://track.afribary.com/works/the-influence-of-rural-microcredit-facilities-on-post-harvest-practices-and-adoption-of-technologies-in-tanzania-a-case-of-gairo-district >.
LUTAREMWA, JUDITH . "The Influence Of Rural Microcredit Facilities On Post-Harvest Practices And Adoption Of Technologies In Tanzania: A Case Of Gairo District" Afribary (2021). Accessed November 23, 2024. https://track.afribary.com/works/the-influence-of-rural-microcredit-facilities-on-post-harvest-practices-and-adoption-of-technologies-in-tanzania-a-case-of-gairo-district