THE ROLE OF BANKS IN FINANCING AGRICULTURAL CO-OPERATIVES SOCIETIES IN NIGERIA (A CASE STUDY OF FIRST BANK PLC, ENUGU)

ABSTRACT

This research project is a very crucial study on the Role of Bank in Financing agriculture in Nigeria. The study is motivated by the necessity to establish the extent of Agricultural Co-operatives in Nigeria. To solve the research problem primary and secondary data was collected. The data were questionnaire and oral interview. The respondents comprised of personnel of the bank and some of he farmer who benefited, from he loan. The presenting data collected, tables frequencies and percentages were used. Data analysis and interpretation give the following findings: (1) the impact of First Bank plc Enugu has been very much via FEAP, through micro and macro loans and PBN loans to agriculture (2). Insurance cover is necessary to cover some degree of risk involved co-operative failure. (3). The level of response to wards loan facilities is very satisfactory. (4). Loan management by co-operatives is very satisfactory. (5). When loan is not repaid, the guarantors are involved and auction of any real estate researcher recommends that: first bank plc Enugu should constitute a feasible alternative for providing financial assistance to support all efforts for further development of agricultural sector. Banks should develop their farmers by allowing agricultural loan to cover all stages, of agriculture specialist by farmers if need be lending should be basically for agriculture activities. The conclusion of the study is the role bank has major contribution to make in field of agricultural credit. It has proved to be an important channel in providing financial services particularly, credit to small farmers.

TABLE OF CONTENTS

Title page

Approval page

Dedication

Abstract

Table of contents

CHAPTER ONE

1.0Introduction

1.1Background of the Study

1.2Statement of Problem

1.3Significance of the Study

1.4Objective of the Study

1.5Scope of the Study

1.6Limitation of the Study

1.7Research questions

1.8Statement of Hypothesis

1.9Definition of Terms

References

CHAPTER TWO

2.0Review of Related Literature

2.1Problems of Agricultural Finance and Credit in Nigeria

2.2Agricultural Credit Policies in Nigeria

2.3THE role of Financial Institution in Development of Agricultural finance

CHAPTER THREE

3.0Research Design and Methodology

3.1Area of Study

3.2Sample and Sample Procedure

3.3Instrument for data Collection

3.4Validation of Instrument

3.5Reliability of Instrument

3.6Method of Data Collection

CHAPTER FOUR

4.0Presentation and analysis of Data

4.1Testing Hypotheses

4.2Summary of Results

CHAPTER FIVE

5.0Summary of Findings, Conclusion and Recommendations

5.1Summary of Findings

5.2Conclusion

5.3Recommendations

5.4suggestions for Further research

BIBLIOGRAPHY

APPENDIX

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APA

Ugwu, A. (2018). THE ROLE OF BANKS IN FINANCING AGRICULTURAL CO-OPERATIVES SOCIETIES IN NIGERIA (A CASE STUDY OF FIRST BANK PLC, ENUGU). Afribary. Retrieved from https://track.afribary.com/works/the-role-of-banks-in-financing-agricultural-co-operatives-societies-in-nigeria-a-case-study-of-first-bank-plc-enugu-7381

MLA 8th

Ugwu, Anderson "THE ROLE OF BANKS IN FINANCING AGRICULTURAL CO-OPERATIVES SOCIETIES IN NIGERIA (A CASE STUDY OF FIRST BANK PLC, ENUGU)" Afribary. Afribary, 29 Jan. 2018, https://track.afribary.com/works/the-role-of-banks-in-financing-agricultural-co-operatives-societies-in-nigeria-a-case-study-of-first-bank-plc-enugu-7381. Accessed 24 Nov. 2024.

MLA7

Ugwu, Anderson . "THE ROLE OF BANKS IN FINANCING AGRICULTURAL CO-OPERATIVES SOCIETIES IN NIGERIA (A CASE STUDY OF FIRST BANK PLC, ENUGU)". Afribary, Afribary, 29 Jan. 2018. Web. 24 Nov. 2024. < https://track.afribary.com/works/the-role-of-banks-in-financing-agricultural-co-operatives-societies-in-nigeria-a-case-study-of-first-bank-plc-enugu-7381 >.

Chicago

Ugwu, Anderson . "THE ROLE OF BANKS IN FINANCING AGRICULTURAL CO-OPERATIVES SOCIETIES IN NIGERIA (A CASE STUDY OF FIRST BANK PLC, ENUGU)" Afribary (2018). Accessed November 24, 2024. https://track.afribary.com/works/the-role-of-banks-in-financing-agricultural-co-operatives-societies-in-nigeria-a-case-study-of-first-bank-plc-enugu-7381

THE ROLE OF BANKS IN FINANCING AGRICULTURAL CO-OPERATIVES SOCIETIES IN NIGERIA (A CASE STUDY OF FIRST BANK PLC, ENUGU)

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