The Role of Nigerian Deposit Insurance Corporation in the Regulation of Nigeria Banking Sector

ABSTRACT

The Nigerian banking sector plays a major role in economic development in any country. These they do, through financial intermediation and other banking functions to encourage real sector or innovate productive activities. However, distress in banking sector cannot be totally erased because like other forms of businesses, risks are involved. In combating this, the central bank of Nigeria served as the apex in the banking sector and performs regulatory and supervisory activities to create and sustain confidence in the banking sector, in the public, government, owners and the economy. For proper supervision and monitoring regulatory activities due to various reforms in the banking sector, the Nigeria deposit insurance corporation was established to provide complimentary functions with the central bank in sanitizing the banking sector. However, their major function was to insure all deposit liabilities of banks so that confidence can be installed in the banking sector. 

TABLE OF CONTENTS 

Title page 

Certification 

Dedication 

Acknowledgement 

Abstract  

Table of contents 

CHAPTER ONE 

1.0 INTRODUCTION 

1.1 Background of the study 

1.2 Problems of the study 

1.3 Justification of the study 

1.4 Objectives of the study 

1.5 Hypothesis of the study 

1.6 Scope of the study 

1.7 Definition of terms 

1.8 Organization of the study  

CHAPTER TWO 

2.0 LITERATURE REVIEW 

2.1 The role of banks in economic development 

2.2 Financial distress 

2.3 Deposit Insurance Scheme in Nigeria 

2.4 The Nigerian Deposit Insurance Corporation 

2.5 Other sub-committees of financial sector in Nigerian Banking system 

CHAPTER THREE 

3.0 RESEARCH METHODOLOGY 

3.1 Introduction 

3.2 Type of data used 

3.3 Sampling method 

3.4 Method of data collection 

3.5 Methods of data analysis 

CHAPTER FOUR 

4.0 DATA PRESENTATION AND ANALYSIS 

4.1 Introduction 

4.2 The period before the operation of NDIC (1984-1988) 

4.3 Analysis of Regression Technique 

4.4 Computation of correlation co-efficient showing the degree of positive or negative relationship 

CHAPTER FIVE 

5.0 SUMMARY, CONCLUSION AND RECOMMENDATIONS 

5.1 Summary 

5.2 Conclusion 

5.3 Recommendations  

REFERENCES