ABSTRACT The competitive landscape in the Microfinance Banking Industry has accentuated the need for effective marketing communication strategy in the marketing of bank services. The objective of this study was to examine the effect of marketing communication tools on the savings mobilization drive of microfinance banks in Akwa Ibom State. To achieve this objective, data were collected using a survey of 400 respondents drawn from the bank branch/cash centres marketing managers, selected staff...
Plant Diversity and Function (PLB 108) - Lecture Note The Evolution of Today's PlantsEvolution of the Conducting Cells of Vascular SystemsAngiosperms: Flowering PlantsGeneral Problem in Plant FunctionUptake and Movement of Water & Solutes in PlantsTransport of Water and Minerals in the Xylemetc
A collection of 158 questions and answers in Use of English (GNS 111) course, for 100 level (first year) Biochemistry department, University of Ilorin.
The purpose of this paper is to examine the impact of insurance and economic growth, with empirical analysis for the Republic of Macedonia. We apply multiple regression and control for other relevant determinants of economic growth. The analysis used data for the period 1995 2010. In order to solve the model in the analysis will use the technique of least squares, followed by analysis of variability in order to identify the effects of each variable. Insurance development is measured by insura...
Every country in the world aim at achieving economic growth and development. This is only possible if a country has adequate resources In developing countries especially those in sub-saharan Africa,The resources to finance the optimal level of economic growth and development are in short supply. A proper understanding of these concepts is therefore very necessary in order to get a good grasp of how inflation and unemployment has effected growth in Nigeria over the years.Nigerian economy h...
Marketing as a course of study is very young compared to other established courses of study, so also is planning and control in business. A marketing plan is a comprehensive blueprint which outlines an organization's overall marketing efforts. A marketing process can be realized by the marketing mix. The last step in the process is the marketing control. The marketing plan can function from two points: strategy and tactics. In most organizations, "strategic planning" is an annual process, typ...
An investigation into Exportation of “Made in Nigeria” goods as a tool for the development of the Nigeria Economy is a interesting topic. The population for this study consists of all the workers of the Nigeria Export Promotion of the Nigeria Council, Warri Delta State. Information was gathered using questionnaires form thirty-one employees of which only twenty to them were returned. The finding showed that exportation of “Made in Nigeria” have much role to play in the development...
According to Agbaeze (2012) say that every nation whether developing or industrialized, strives after development. Development is not purely an economic phenomenon, however economic progress is an essential component. Regrettably, problems of unemployment as experienced by the education youths and even the uneducated but skilled youths have become more pathetic in many developing economies, despite the neo – liberal strategies in addressing the issue of enhancing human capital. Entrepreneur...
The efficiency of office employees is directly or indirectly affected by the conditions under which they are required to do their work which affect the performances of workers and the achievement of organizational objectives for this purpose, this study will focus it’s attention on the effects of poor office environment on the motivation of workers in an organization.
A Paper on the Effectiveness of Internet Advertising on Consumer Behaviour of Students
ABSTRACT The research work shows roles of micro-finance banks in the growth of small business in Nigeria. This views the importance of micro-finance to the SMEs, how they tend to help small scale business evolve round the world successfully through loans and other aids. The major aim or objectives of this work is to examine the effectiveness of micro-finance banks in the supply of funds to SMEs and also to identify challenges facing micro-finance banks in provision of funds to SMEs. Then the...
ABSTRACT Following the insurgency of Boko Haram attacks which have claimed many innocent lives since 2009 in Nigeria, President Goodluck Jonathan, on May 14, 2013, announced a state of emergency in Yobe, Borno and Adamawa states. The proclamation, according to President Jonathan, was an effort to maintain peace, law and order in Nigeria, especially in the Northern states. Against this backdrop, this study is aimed at investigating the extent to which newspaper cover the situation for the in...
ABSTRACT This project is titled foreign exchange and international trade it’s effect on bank profitability. It examines the extent and effect of foreign presence in domestic banking markets. It investigate how net interest margins, overhead tax paid and profitability differ between foreign and domestic banks we find that foreign banks have higher profit than domestic bank in developing countries but the opposite is the case for developed countries. Estimation result suggest that an incre...
ABSTRACT Flooding has been described as one of the most important environmental factors determining the distribution of salt marsh plants. We studied the impact of five water levels on the germination and establishment of the invasive cord-grass spartina deniflora. Plant house experiment was carried out to determine the effects of time and depth of flooding on the survival and growth of rice. Data showed that time and depth of flooding had significant effects on the survival and growth of ric...
ABSTRACT The microbiological and organic pollutants characteristics of umuosoko stream in ikwuano local government area, Enugu state, Nigeria were carried out. Twenty water samples were collected from four different parts of the river. The pour plate technique was employed for the isolation of micro-organisms. Colonial morphology, Gram staining and biochemical tests were used for identification and characterization. The statistical analyses used were analysis of variance and standard devia...
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