The challenges of product development in the growth and development of micro insurance business in Nigeria is a commercial complex, which is based on four chapter, while the underwriter should study the need of product developments and micro insurance in the entire environment and design the product (policies cover) that will help the insurance industry. TABLE OF CONTENTS TITLE PAGE Title Pagei Certificationii Dedication iii Acknowledgment iv Table of Contentsv-ix CHAPTER ONE 1.0Introduction...