An overwhelming majority of theworld population is considered to be poor. Various approaches havebeen employed in alleviating poverty, including provision ofmicro-credit to the poor populace. It is believed that withmicro-credit, the poor will set up income generating projects, inthis case SMEs. In the past, SMEs were seen to be constrained by thehigh interest rates charged on credit accessed which is the commonlyavailable source of income for their startup and sustainability,Olu,(2009)....
