An Analysis of Computing Software Performance in Microfinance Companies for the Development of Small Scale Enterprises in Uganda.

TABLE OF CONTENTS~

DECLARATION .11

Dedication III

Acknowledgement iv

Table of Contents V

List of Figures ix

List of Table Xi

Abbreviation and Acronyms xii

Abstract XIII

CHAPTER ONE

GENERAL INTRODUCTION

1.1 Introduction i

1.2 Background to the Study 2

1.3 Research Questions 3

1.3 Statement of the Problem 3

1,4 Main Objectives 4

1.5 Specific objectives of the Study 4

1.6 Scope of the study 5

1.8 Significant of the Study 5

1.9 Justification of the Study 5

CHAPTER TWO.

LITERTURE REVIEW

2.1 Introduction 7

iv

2.1 1 Small Scale-Enterprises in Uganda .7

2.1.2 Growth of Small Scale-Enterprises in Uganda 7

2.1.3 Importance of Small Scale-Enterprises 7

2.1.4 Performance of Small Scale-Enterprises 8

2.1.5 Relationship between MFIs (credit) and performance S SEs 9

2.1.6 Micro-Finance 10

2.1.7 Micro-Finance Credit (loan) 11

2.1.8 Micro-Finance Institutions (MFIs) 12

2.1.9 Status of MFIS i.n Uganda 13

2.1.10 Model of Operation ofMFIs 13

2.1,1 MRs as Service Provider 14

2,1.l2MFIs Saving 14

2.1.13 Elements of Credit Policy 14

2.1 .14 Setting the Credit Policy 15

2.1.15 Evaluation ofthe Appropriateness of MFIs Credit 17

2,1.l6Credit Standard Analysis 18

2.l.l7Credit Terms Analysis 18

2.1.l8Findings on MFIs 18

2.I.l9Findings on Performance of SSEs 19

2.1 .2oFindings on Relationship between MFIs and SSEs 19

CHAPTER THREE.

Research Methodology

3.1 Introduction 20

v

3.1. lResearch Design .20

3.2 Model Conceptualizations 20

3.2. IVariale Definition and Measurement 20

3.2. 2Micro-finance Company/credit 21

3.23Data Source 22

3.2.4Data Collection 22

3.2,5 Advantages and Disadvantages of using questionnaire, Interviews,

And observation methods 23

3.2.6 Data Analysis, Processing and Presentation 24

3.3 Limitation ofthe Study 24

CHAPTER FOUR.

DATA PRESENTATION AND ANALYSI.S OF THE STUDY.

4.1 Introduction 25

4.1.1 Presentation ofthe Findings 25

4.1.2Evaluation ofthe System and Micro-finance 25

4.1.3 System analysis on the performance of SSEs graphically in percentage 26

4,1.4 Data Terms Analysis 27

4.1.5 Findings on MFIs 27

4.1.6 Findings on Performance of Information System 28

4.1 .7Findings on Relationship between MFIs and Performance ofMFIs 28

CHAPTER EWE.

Summaries ofFindings, Conclusions and Recommendations

5.1 Introduction 30

vi

5,1.1 Summaries of Findings .30

5.1.2 Conclusion 31