ABSTRACT This research work is believed is another contribution to Mortgage Banking literature which will be very useful particularly to future researchers on this topic and those already engaged in the banking industry. The idea behind this project research work entitled Mortgage banking and contribution to Housing Development in Nigeria is inherent from the crucial and very important nature of housing to every right thinking human being. Professor Abraham Maslow in his “hierarchy of needs...
ABSTRACT Fraud in this study is shown as any dishonesty acts intended to deceive and deprive someone of his legitimate possession. This study was aimed at finding out how fraud could be detected and prevented in the Nigerian banking industries. The major findings in this study include the followings: (a)Frauds in banks very often (b)Frauds in banks occur with active connivance of internal bank staff. (c)Frauds in banks include forgeries of signature of customers, illegal granting of loans ...
INTRODUCTION In this present world, all nation want its rural urban areas to be developed, with this perspective policies are being formulated to ensure its achievement of that country. For instance, in Nigeria a great number of people live in the rural areas and so the federal, sate and local government are very much concerned in the issue of developing these rural areas. Development as it effects the rural people differs in many respects from those of the urban poor and poverty alle...
ABSTRACT This project/term paper is designed to critically analyse the fraud on bank failure and its role in Nigeria financial Institutions with reference to the banking system. Fraud in both private and public sector of Nigeria economy is an age long phenomenon that has for a long time being threatening the growth and development of the Nigeria Nation State. It has defiled the very professional expertise know-how due to its continuous increase. The effect of fraud on the Nigeria financia...
ABSTRACT The purpose of this research is to examine the impact of credit management on commercial banks. The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account ahs continued to increase in bank lending. Obviously this has adverse effect on banks since it affects their cash flow and impair profitability. Most loans and advances go bad because of the inadequacy in credit management and recovery pro...
ABSTRACT This topic is about liquidity management, which means the ability of a bank to determine for itself, the appropriate point in time. This is done by looking at it’s credit portfolio is an indispensable factor for the success of any enterprise. The success or survival of commercial banks, like any other business organization is a function of it’s liquidity management. What the researcher intends to do is to explore the strategies employed by the first bank of Nigeria Plc in managin...
ABSTRACT Accountability is the sole of any business entity. The main aim of any business is profit maximization. This can be achieved if the financial mismanagement is properly examined Emenite limited Enugu is a company, which concentrates much on the manufacturing and distribution of ceiling boards, corrugated roofing sheets, roofing tiles, flower pots and pressure pipes. In view of different scholars has been established by the researcher, the role of financial management is very imp...
ABSTRACT This paper examines the nature of the relationship existing between stock market development and the level of investment growth in Nigeria. Secondary data collected from secondary sources, with the use of CBN statistical bulletin of various years (2002-2012). The data collected was analyzed with the use of regression statistical method. The study shows that there exist positive relationship between stock market and growth in investment in Nigeria. The study recommends that policies w...
ABSTRACT A descriptive study was made about financial distress in some commercial banks using secondary statistics. This research work was designed to describe the financial distress in some commercial bank in Nigeria. Also the causative factor as it affects commercial banks with the limited area of study. Study also look at the following objectives such as nature and type of financial distress facing some commercial banks, banks involve in the distress, causes of distress, level of distress ...
ABSTRACT The research was based on the topic “mobilizing Domestics savings for economic growth and development in the banking industry. (A case study of Union Bank of Nig PLC 1999 – 2000. In carrying out this research, I examined thoroughly. The various factors, which militates severely against the effective and efficient mobilization of domestic savings these factors were identified to range from the level of income earned of the saver. The interest rate that the bank pays on depots of c...
ABSTRACT The purpose of this research is to examine “An Evaluation of Credit Management and The incident of bad Debt in Nigeria (A study of union bank of Nigeria). The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing account ahs continued to increase in bank lending. Obviously this has adverse effect on banks since it affects their cash flow and impair profitability. Most loans and advances go bad ...
ABSTRACT This research work has set out to determine “Evaluation of the internal Control System in the Nigeria Banking Industry (A study of Eco Bank Plc, Onisha, Anambra state), In actual fact, a problem was identified in some situation, management have constantly claimed effective internal measures adopted but financial management has not improve accordingly. The researcher made use of both primary and secondary data, structured questionnaires were the methods used for the collection...
ABSTRACT A descriptive study was made about financial distress in some Commercial Banks using secondary statistics. This research work was designed to describe the financial distress in some Commercial Bank in Nigeria. Also the causative factor as it affects Commercial Banks with the limited area of coverage. The study also look at the following objectives such as nature and type of financial distress facing some Commercial Banks, banks involved in the distress, causes of distress, level of...
ABSTRACT Life itself is a risk likewise every other important activities of man inclusive of financial transactions and deliberations. This is as a result of the stake of parties involved in one way or the other in the immediate financial and business transactions. It is in the light of the above assertion that this project research work is determined to empirically examine the potential usefulness of adopting a systematic methodology for the analysis and control of risks (risk management)...
ABSTRACT Over the years mismanagement of public funds and improper standards for financial accountability has been a reoccurring decimal in various parts of the world Africa and Nigeria inclusive. It was against this backdrop that Nigeria adopted international financial reporting standard (IFRS) in January, 2012 after several years of negotiations. This study therefore examined the extent to which adoption of international financial reporting standards (IFRS) can enhance financial reporti...