ABSTRACTIn this abstract the effect of loan recovery on the performance of Nigeria agricultural cooperative and rural development bank (NARCRDB) is the topic and also the objective of the study includes how the scale farmers dwelled with Nigerian agricultural and rural development bank and also to know how the farmers finance their farming. More also, the objective of the study touches the loan given to the farmers is adequate or not. In conclusion, non recovery of agriculture loan are caused...
This is work contains just proposal foe chapter 1 to 3. This section briefly describes the commercial banks in the country and provides a general overview of the role of commercial banks in a country, thus setting out the context for the study. It review relevant literature and develops an analytical framework in order to assess whether or not the commercial banking sector in Liberia is making a difference.Delivering quality service to customers is a must for success and survival in today’s...
ABSTRACT MONETARY POLICY MEASURES AS INSTRUMENTS OF ECONOMIC STABILIZATION IN NIGERIA In general, monetary policy refers to the combination of measures designed to regulates the value, supply and cost of money in an economy in cognizance with the level of economic activity. An express supply of money which will result in an excess demand for goods and services will cause rising prices and or a deterioration of the balance of payments position. On the other hand, inadequate supply of money ...
ABSTRACT This project is a study of community bank as catalyst for rural development using ogui urban community bank as a case study. The research work brought to light the various ways through which the rural areas have been able to benefit and gain development through the existence of community banks. During the course of the research it was seen that the community banks of rural areas through increasing the credit position, mobilizing the savings of the rural dwellers and ...
ABSTRACT The main aim of this research work is to establish that all things being equal the loan will be safe, properly used and repaid on schedule. But this is gamble in the future. All things may not be equal and things may go wrong such that basis for optimism established and expected do not materialize. This is why the banker should not be left uncovered. The purpose of the research is to evaluate the extent to which commercial banks in Nigeria desire securities for loans in bank in Ni...
1.1 INTRODOUCTION OF THE STUDY The velalive insufficiency of fund for capital investment is a common factor in every economy especially in developing counties of the world. In developing counties like Nigeria; the low level of capital investment manifest in high unemployment rates; low productivity and corresponding low standard of living for greater majority of the population. Finding a solution to this problem of providing fund for capital investment has been a major pre-occupati...
INTRODUTION 1.1BLACKGROUND OF THE STUDY Concerted efforts were m ad for many years to involve sub- urban and rural people in Nigeria in modern banking practices. Apart from encouraging the establishment of commercial banks, merchant banks, specialized development bank were created focusing or mortgages Agriculture, savings, co- operatives and other specific areas. Beyond this, rural branches were mandatory for the commercial bank so that the interest of the rural people could be catered for. ...
ABSTRACT This project work is a study of the impart of Community Banks in Rural Development: case study Uli Community Bank Ltd, Uli. In carrying out the research, questionnaires were used, which the researcher made available to the manager, staff and customers of Uli Community Bank. Information for this research was collected from primary, secondary and oral interviews. The data were analyzed using tables and evaluation of data using percentages. The study reveals Uli Community Bank has a...
ABSTRACT This study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the attainment of sound lending which contribute in no small measure to the non-recovery of loans. Investigating the extent to which ratio analysis assist bank managers in their decision in lending. Bank lending is merely the assessment and evaluation of bankable proposition with the objective of extending credit facilities on terms and conditions acce...
ABSTRACT A survey research was made in carrying this project, clearing department as a profit generating department in banking institution. This research was carried out to reveal clearing as means of sustaining banks and suppressing frauds. The population size of the study comprises of all staff of Enugu main branch of United Bank for Africa PLC (UBA), which were 98 staff. And the sample size for the study was 79 staff. Hypothetical statements were used to find out whether the clearing a...
1.0INTRODUCTION: Nigerian financial institution are regarded as the part of financial industries that deals with exploitation, exploration and sourcing funds, investment and sharing of funds to individuals. However, the Nigerian financial system can be said to consist of the following subsystems: 1.The banking system 2.The non-banking financial institution 3.The regulatory financial institution 4.The traditional financial institution. In practice, the growth of most of these financial insti...
ABSTRACT The credit guidelines are those monetary policy instruments used by the monetary authorities particularly the Central Bank to influence the supply, allocation and cost of credit with view to attaining specific macro-economic objectives in the country. It is a deliberate measures aimed at controlling the qualitative supply of money. Some of the goals are directed towards steering and maintaining the economy at its full potential output to attain full employment, to achieve a balance o...
ABSTARCT The business organization operates in an environment and through its interactions with the various elements of this environment, it justifies its existence. The customers is the essences of business. The business organizaiton is expected to continually to satisfy it customer hence this work gets out to investigate the need for improved customer services in the banking industry with particular reference to union Bank of Nigeria PLC The method applied in this study is a combinatio...
1.0INTRODUCTION In Nigeria since the oil boom in the early 70’s has been a victim if monopolistic economy and since then we had been enjoy the so called “PETRO NAIRA” without adequate involving in a sound policy that will keep the nation economy in a firm foundation for study growth. Though, the country importance of industrialization as for back as 1964, yet without “PETRO NAIRA” started flowing in they have blind fold as to ignore the important of establishing industries to en...
ABSTRACT This research work was the infernal control system as a means of preventing fraud in Nigeria financial institution. However for a more defiled study was carried on First Bank Nigeria Plc Onitsha Head Office. This study was necessary because of the increasing wave of Bank fraud in Nigeria in resent times as reported by the Niger dailies. Therefore the need to investigate these reports and if confirmed, a financial institution and to what extend the application of an effective intern...