Micro-Finance Services On the Performance of Micro Enterprises in Makindye Division- Kamp Ala Capital City.

TABLE OF CONTENTS

DECLARATION ........................................................................................................................ i

APPROVAL .............................................................................................................................. ii

DEDICATION .......................................................................................................................... iii

ACKNOWLEDGEMENT ........................................................................................................ iv

ABSTRACT .............................................................................................................................. V

CHAPTER ONE ...................................................................................................................... 1

1. 0 Introduction .......................................................................................................................... 1

1.1 Background to the Study ..................................................................................................... 1

1.2 Statement of the Problem ..................................................................................................... 3

1.3 main objective of the study .................................................................................................. 3

1.4 Other objectives of the Study .............................................................................................. 3

1.6 Research Questions .............................................................................................................. 4

1. 7 Scope of the Study ............................................................................................................... 4

1.7.1 Geographical Scope .......................................................................................................... 4

1.7.2 Content Scope ................................................................................................................... 4

17.3 Time Scope ........................................................................................................................ 4

1. 9 Significance of the study ..................................................................................................... 4

1.11 The Conceptual Framework .............................................................................................. 5

CHAPTER TWO: LITERATURE REVIEW ...................................................................... 6

2.0 Introduction .......................................................................................................................... 6

2.1 Definition of Key Terms ...................................................................................................... 6

2.1.1 Micro-credit ...................................................................................................................... 6

2.1.2 Micro finance services ....................................................................................................... 6

2.1 JMicro enterprises: .............................................................................................................. 6

2.1.4 Performance ...................................................................................................................... 6

2.2 Theoretical Review .............................................................................................................. 6

2.2.1 The Economic Theory of the Entrepreneur ....................................................................... 6

2 .3 Review of Related Literature ............................................................................................... 8

2.3.1 Micro-credit ...................................................................................................................... 8

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2.3.2 Micro-Institutions Savings Mobilisation ........................................................................ IO

2.3.4 Micro-Finance Institutions Development Services to .................................................... 11

CHAPTER THREE: RESEARCH METHODOLOGY .................................................... 12

3.0 Introduction ........................................................................................................................ 12

3. I Research design ................................................................................................................. 12

3.2 Target Population ............................................................................................................... 12

3.3 Sample size ........................................................................................................................ 12

3 .4 Sampling techniques .......................................................................................................... 13

3.5 Data Collection Methods ................................................................................................... 13

3.5.2 Interviewing method ....................................................................................................... 13

3.5.lQuestionnaire method ...................................................................................................... 14

3 .6 Data Collection Instruments .............................................................................................. 14

3.6.1 Self-administered Questionnaire .................................................................................... 14

3.6.2 Interview guide ............................................................................................................... 14

3.7 Measurement of variables .................................................................................................. 14

3.8 Data quality control ........................................................................................................... 15

3.8.1 Validity of Data Collection Instruments ......................................................................... 15

3.8.2 Reliability of Data Collection Instruments ..................................................................... 15

3.8 Research procedure ............................................................................................................ 15

3.10 Limitations of the Study .................................................................................................. 16

CHAPTER FOUR ................................................................................................................. 17

PRESENTATION AND INTERPRETATION OF THE FINDINGS .............................. 17

4.0 Introduction ........................................................................................................................ 17

4.1. Response Rate ................................................................................................................... 17

4.2 General Information ........................................................................................................... 17

4.2.2 Age bracket ..................................................................................................................... 18

4.2.3 Level of Education .......................................................................................................... 18

4.1.4 Types of Enterprises ....................................................................................................... 19

4.1.6 Number of Years of the Enterprise ................................................................................. 20

4.2 Effects of Micro-Credit on performance of Microenterprises ........................................... 20

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CHAPTER FIVE ................................................................................................................... 2 7

SUMMARY, CONCLUSIONS AND RECOMMENDATIONS ....................................... 27

5.0 Introduction ........................................................................................................................ 27

5.1 Summary of the findings ................................................................................................... 27

5.2 The Micro-Credit Affects and Performance of Micro Enterprises .................................... 27

5.3 Micro-Finance Institutions Savings Mobilisation and Micro Enterprises ......................... 27

5.4 Micro-Finance Business Development Services and Micro Enterprises ........................... 28

5.5 Conclusions ....................................................................................................................... 28

5.6 Recommendations of the Study ......................................................................................... 28

5.7_Suggestions for Fmiher Research ...................................................................................... 29

REFERENCES ........................................................................................................................ 30

APPENDIX !:_QUESTIONNAIRE FOR MEs PROPRIETORS ............................................ 32

APPENDIX II: INTERVIEW GUIDE FOR THE MANAGERS OF MF!s ........................... 37

APPENDIX III: A TABLE SHOWING THE TIME FRAME FOR THE STUDY ................ 38

APPENDIX IV: AN ESTIMATED BUDGET SHOWING EXPENDITURES OF TI-IE

RESEARCH STUDY .............................................................................................................. 39