The Nature And Management Of Risk In Nigerian Banking Industry (A Case Study Of Afribank Nigeria Plc)

87 PAGES (10886 WORDS) Accounting Project
ABSTRACT
The nature and role of banks in financial intermediation portray the institution as vulnerable. The primary source of banks funds are deposits from other banks, private customers and other corporate organizations, such deposit, usually short termed are course, legally repayable in full to the depositors on demand in investing the money received. These deposits amount to 12 to 40 times the risk capital provided by the promoter of the bank depending on internal location policy and regulatory environment.
This study examines the usefulness of adopting a systematic methodology for the analysis and control of risk within the banking industry.
To accomplish the objectives stated above the study will analyze the nature of risk inherent in the Nigeria banking industry and highlight the existing system for their measurement and control.
Commercial banks such as Afribank Nigeria Plc will be studied to see how much of risk management procedures are applicable and adopted by the operators in the Nigerian Banking Industry.
Finally based on the result of the survey and study earned out, recommendations aimed at proper risk management habit and procedures are made.
The recommendations essentially, will deal with risk control techniques as major input for efficient and effective management of bank assets/liability.


TABLE OF CONTENT

Title page
Approval page
Dedicated
Acknowledgement
Abstract
List of tables
Proposal
Table of content

CHAPTER ONE: 
Introduction
1.1   Background of study in “Afribank Plcâ€
1.2   Statement of problem in “Afribank Plcâ€
1.3   Purpose of study of Afribank Plc
1.4   Significance of this study
1.5   Research questions
1.6   Formation of hypothesis
1.7   Scope of the study
1.8    Limitations of study
1.9Definition of terms

CHAPTER TWO: 
Literature Review
2.1 Risk defined
2.2 Concept of risk management
2.3 Risk identification
2.4 Risk measurement
2.5 Risk control
2.6 Some notable aspects of risk management
Reference

CHAPTER THREE:
Research Design and Methodology
3.1 Data types
3.2 Method and sources of data
3.3 Research population
3.4 Sampling method used
3.5 Method of data analysis

CHAPTER FOUR:
Data Presentation and Analysis on Findings and Discussions
4.1 Data presentation and analysis
4.2 Test of hypothesis

CHAPTER FIVE:
Summary, Recommendation and Conclusion
5.1 Summary
5.2 Recommendation
5.3 Conclusion
5.4 Bibliography
Appendix