ABSTRACT
Small and medium scale enterprises are many in our economy and plays the vital role of providing specialized services to the customers of the large scale enterprises. Moreso, it is a source of income or employment for greater percentage on Nigerians. It becomes paramount that financing of the small and medium scale enterprises to the agenda of the financial institutions. But are they at all in their agenda? What are their relationships with regards to financing?
It is the aim of this research to find out the role of commercial banks as the financing of small and medium scale enterprises, taking the Union bank PLC as a reference point. To delve into the matter, the research work has five chapters.
Chapter one is the general discussion of the small and medium scale enterprises from different perspectives. As a further discussion, there was the statement of problems of the study , the need of the study, the scope, limitations and the definition of terms.
Highlighted is chapter two are the review of related literature as carried out by authors and researchers.
Chapter three of this researcher work deals with the design of the study, the data collection method. In other words, the ways through which the questionnaires were distributed to the respondent were discussed.
In the fourth chapter of the research work, the data collected were analyzed and interpreted.
Finally, the summary of findings, conclusions and recommendation are made in chapter five.
It is the belief of the researcher that the recommendations if strictly adhered to by the entrepreneurs and financial institutions will ensure their mutual survival and growth.
TABLE OF CONTENTS
TITLE PAGE
APPROVAL PAGE
DEDICATION
ACKNOWLEDGEMENT
ABSTRACT
TABLE OF CONTENT
CHAPTER ONE
1.1 INTRODUCTION
1.2 STATEMENT OF PROBLEM
1.3 OBJECTIVE OF THE STUDY
1.4 SIGNIFICANCE OF THE STUDY
1.5 SCOPE LIMITATION AND DELIMITATION
1.6 LIMITATION OF THE STUDY
1.7 DEFINITION OF TERMS
1.8 STATEMENT OF HYPOTHESIS
CHAPTER TWO
REVIEW OF RELATED LITERATURE
2.1 HISTORICAL BACKGROUND OF SMALL SCALE INDUSTRY
2.2 IMPORTANCE OF SMALL SCALE INDUSTRIES
2.3 THE MAJOR FORMS OF FINANCIAL ASSISTANCE
2.4 THE ROLE OF BANKS FINANCE
2.5 PROBLEMS OF SMALL SCALE INDUSTRIES IN NIGERIA.
2.6 COUNTERING THE PROBLEMS
2.7 ADVANTAGES OF BANKS FINANCE
2.8 BANKS AND GOVERNMENT FINANCING
CHAPTER THREE
3.1 RESEARCH DESIGN AND METHODOLOGY
3.2 RESEARCH DESIGN
3.3 ELECTION OF DATA
3.4 SOURCES OF DATA
3.5 RESEARCH INSTRUMENT
CHAPTER FOUR
4.1 DATA PRESENTATION
4.2 ANALYSIS AND PRESENTATION OF RESPONSES
4.3 TEST OF HYPOTHESIS
CHAPTER FIVE
FINDING RECOMMENDATION AND CONCLUSION
5.1 SUMMARY OF FINDINGS
5.2 RECOMMENDATION
5.3 CONCLUSION.
APPENDIX
i BIBLIOGRAPHY
ii QUESTIONNAIRE
iii LETTER OF TRANSMITTAL.