The grant difference of lifestyle indices which constitute moral hazard discussed between other ministries who hold health insurance policy and ministry of Justice who don’t is significant (75). If I have health insurance that takes care of my bills, then I have less incentives to invest in maintaining my health because when I get sick the financial consequences will be borne by someone else, therefore, I am going to eat, smoke more, drink more, exercise less and be merry. I am going to cho...
The research investigation the presence of moral hazard in Nigerian Health Insurance Scheme using Nasarawa state civil service. Descriptive research design was employed and the result revealed the presence of moral hazard.
