Abstract Virtual lending was introduced to fasten loan repayments but the latter is still a challenge to commercial banks. Banks still experience delays in repayment of loans as well as loan defaults. Delays of repayment lead to an increase in in Kenya non-performing loans ratio, which in turn has a significant impact on the liquidity of the bank. Loan repayment in commercial banks in Kenya has been poor for the last five years as evidenced by the increasing non-performing loan ration among ...
ABSTRACT Investment financing is very important for good performance of Islamic commercial banks. Unlike conventional banks which depend heavily on the crutches of collateral and of non-participation in risk, Islamic commercial banks would have to rely heavily on project evaluation, especially for equity-oriented financing. Islamic commercial banks have continued to record decline in performance. For example performance of Gulf African banking reduced by 12 % in the year 2016 from the previou...
ABSTRACT The purpose of the study was to investigate the effect of corporate culture on project performance at NMG. The study focused on the effect of corporate culture on project performance since previous research had stopped short of identifying corporate culture as a factor for project performance. The four dimensions of corporate culture that were examined included teamwork, communication, reward and training which formed the independent variables, while project performance was the depe...
ABSTRACT This study was to find out how capital structure affects financial performance of small and medium enterprises in Embu County. There has been an enormous development in Embu SME’s for the last four years. Notwithstanding the undebatable significance of cost of capital, it’s effect on financial performance is not always obvious for there is empirical evidence of a negative effect between financial performance and cost of capital. The definite intention of the study was to determin...
ABSTRACT Thisresearch project was done with an aim ofdetermining the relationshipbetween loan administration andfinancial performance of SACCOs in Kirinyaga County.Financial performance is the main objective for organizations when choosinginvestment channels from a number of availableopportunities the investigation was geared to improve the same. Studies have shown that poor financial performance in organizations has led them to have failure in meeting their financial obligations which has t...
ABSTRACT The Njoro constituency fund caters for six wards namely Mau Narok, Mauche, Kihingo, Nesuit, Lare and Njoro Wards. The CDF project implementation has had diverse challenges. For example, the auditor general noted that the failure to utilize budgeted funds during the financial year negatively impacted on the project implementations at the constituency level. This study aimed at examining the impact of strategic planning on the project implementation in Njoro constituency. Amongst the ...
Abstract This study examined the effects of leadership style on strategy implementation in selected Stima Sacco Kenya. Organizational leadership is about relationship of an individual’s ability to influence and be influenced by a group in the implementation of a common task. Strategy implementation is an action phase of the strategic management process which involves the operationalization of the formulated strategies. The general objective of this study was to investigate the effect of lea...
ABSTRACT Constituency development fund (CDF) was established in 2003 through the CDF Act in the Kenyan Gazette Supplement No. 107 (Act No. 11) of 9th January, 2004. It was established as an attempt to balance development among regions in the country by devolving funds proportionate to the poverty index in each constituency. The fund was designed to support constituency-level, grass-root development projects. It was aimed to achieve equitable distribution of development resources across region...
ABSTRACT Micro and Small Enterprises growth plays a critical role within social, political, and economic pillars of development in the Less Developed Countries. They have a primary role in providing employment opportunities, enhancing income distribution, and alleviating poverty in Kenya, particularly, in the Jua Kali sector. Contrary to their significance in society, majority of Micro and Small Enterprises are prone to failure as early statistics point to the fact that three out five start-u...
ABSTRACT When there is an increase in competition of an industry, the profits by the members reduces. The banking sector in Kenya is no exemption, and thus, the commercial banks are formulating strategies to survive. The main objective of the study was to establish the effect of strategic responses on competitive advantage of commercial banks in Kenya focusing on Equity bank while the specific objective of the study wereto examine extent to which strategic positioning, strategic outsourc...
ABSTRACT Many organizations around the world were currently facing corporate governance issues and challenges including poor risk management, corporate fraud and unreliable financial reporting. This is despite having corporate board of directors who are mandated to oversee ethical running of the business. The link between the composition of corporate board members and the financial performance of firms has attracted the attention of scholars around the world. However, some of the studies have...
ABSTRACT The purpose of this study was to investigate the influence of project management on effective implementation of donor funded projects in Busia County, Kenya. The study was guided by the following specific objectives: Evaluation of the influence of monitoring and evaluation, managerial factors, empowerment of primary stakeholders and factors attributed to donor behavior on effective implementation of donor funded development projects in Busia County in Kenya. Descriptive research...
ABSTRACT Kwale County government is among the counties that have experienced several performance challenges. The County’s Fiscal Strategy Paper notes that even though the county had bright growth prospects, this was constrained by among other factors, resource challenges. Nevertheless, scholarly studies assessing how county resources affected the county’s performance were scanty. The study aimed at assessing the effect of organizational resources on performance of Kwale County government....
ABSTRACT Theimportance of fmancial stability in enabling an organization to function efficiently and maximizethe potential for service delivery cannot be underestimated. The quest for better servicedelivery under new public management in public organizations in Kenya necessitates theneed for public organizations to have proper financial standing in order to run operations andmotivate workers through better remuneration as well as improved working conditions. It is however disheartening that ...
ABSTRACT The concept of micro-finance in Kenya is one of the most developed in the sub-Saharan Africa. As such there is much interest in the knowledge regarding sustainability of the continuous growth and development of this concept of financing. However, given the importance of credit risk in microfinance functioning, the efficiency of microfinance risk management which includes techniques, methods, processes, procedures, activities and incentives is expected to significantly influence its l...