ABSTRACT Kenya’s economy is heavily dependent on the performance of SMEs which gives the foundation for the upcoming of other sectors. However, the strategic management in many SMEs in Kenya is still being challenged.This study looked into how Information and Communication Technology influences strategic management in SMEs in Trans Nzoia County. The aim of this study was to investigate the use of Information and communication technology on strategic management in SMEs of Trans Nzoia County,...
ABSTRACT Agency banking roll-out in Kenya was meant to address the low financial inclusion in Kenya. As per the 2009 National financial access survey, 32% Kenya‟s bankable population is still totally out of the financial services orbit. Difficulties in accessing financial services main drivers are; long distance to banking channels and relative high costs of accessing financial services. In a bid to bridge the financial access divide and improve its access among the most vulnerable sections...
ABSTRACT The study investigates the regulatory capital effects on the liquidity risk of indigenous Ghanaian banks. The proxy for regulatory capital is the ratio of the sum of tier 1 and tier 2 capital to total assets and the proxy for liquidity risk is 1/ (liquid assets/Total assets). To achieve set objectives of the study, a Pearson correlation was run along with scatter plots to investigate the relationship between the variables of the study for five local commercial banks in Ghana coverin...
ABSTRACT Project management is the discipline of organizing and managing resources in such a way that these resources deliver all the work required to complete a project within defined scope, time, and cost constraints. The main purpose of the study was to analyze determinants influencing performance of Agricultural projects with special reference to the NALEP projects in Ruiru District. The target population was 41 NALEP projects. Descriptive research design was adopted in the study. The res...
ABSTRACT The increase of construction activities due to development in developing countries increases the generation of construction waste. Effective waste management services can save business money and benefit the environment at the same time. However, the Nairobi City County faces many challenges to manage construction waste disposal such as insufficiently stringent legislation, poor enforcement, inadequate facilities and collection network, low public awareness and lack of capacity and ne...
ABSTRACT All over the world, conventional lending to the poor has traditionally been considered infeasible as a result of the riskiness of loans that are not secured with adequate collateral. In such circumstances joint liability institutions, step in to lend to groups of people and where the entire group is considered responsible for default by any one member. In places where group lending has been practiced there have been mixed results with some enterprises growing and repaying their loans...
ABSTRACT This study examined the prospects of Cashless Economy in Ghana. It also identified challenges Ghana faces it goes cashless. Finally, it assessed stakeholders’ readiness for cashless economy. The study employed purposive sampling technique to select Ministry of Finance (MoF), and Simple random technique to select 13 Universal Banks and 50 SMEs that constituted the sample size of the research. An interview guide assisted in extracting relevant information from MoF, whereas structure...
ABSTRACT Commercial banks play a leading role in the economic development of a country and this role of can be achieved only if the banks are stable. Digital banking technology is one way that commercial banks have used to improve their financial performance which is largely based on retail and corporate banking activities. Retail banking customers are widely spread geographically and this makes it a challenge to the banks to network in such a way that enables them to capture a wide area of c...
ABSTRACT Small and Medium Enterprises continue to fail from the problems that Microfinance Institutions claim to offer solutions to. A survey by Kenya National Bureau of statistics, (2016 ) indicates that three out of five Small and Medium Enterprises businesses fail within the first few months of operation. A gap exists in finding out the effect of Microfinance Institutions and financial performance of Small and Medium Enterprises. This study therefore sought to establish the effect of micro...
ABSTRACT The dismal performance of significant number of organizations in the security sector was associated with inadequate use of Management Information systems. The Mtongwe base of the Kenya Navy, being one of the affected organizations, was of great significance due to its contribution in ensuring secure maritime environment. However, the under-usage of MIS was gradually on the rise and the Navy was not been left out. To enhance service delivery and operational capabilities, the Kenya Na...
ABSTRACT Women empowerment has been the vast topic in the world. Despite the increase of Microfinance Institutions (MFIs) services offered in various areas to make women‟s life better, they are still poor. Therefore this study aimed at examining the effect of MFI membership in empowering women. The study was conducted in Sumbawanga Municipality, the sample size of 60 was used and semi structured questionnaire was used to collect information. SPSS 22 was used to do analysis of the collected...
ABSTRACT The purpose of this study was to assess the credit sales and control practices in the telecommunication industry in the case study of Vodacom Tanzania Limited and was conducted at the Head office of Vodacom Tanzania Limited in Dar es Salaam, Ilala Municipal, Ohio Street. The researcher was interested to study the management of credit sales in the service providing sector. Since, experience shows that, credit sales if are not well managed may endanger the health of the organization....
ABSTRACT This study has aimed at assessing Credit Management Practices in Microfinance Institutions in Tanzania, a case study of FINCA and BRAC microfinance institutions in Dodoma Municipality. Microfinance Institutions, are in the business of mobilizing and lending financial resources to borrowers and allocate of savings to real investment. In the process of providing financial services, they assume various kinds of financial risks. This study, therefore, has examined the risk factors on cr...
ABSTRACT There has been an outcry on the non-compliance of regulations and guidelines pertaining to management of public funds in local governments in Tanzania. This has been evidenced by various reports which have uncovered several weaknesses and irregularities in public funds administration. This study therefore was put in place to assess the management of public funds at lower level government (LLG) of Tanzania. The study was conducted using a qualitative approach by employing a holistic ...
ABSTRACT In this dissertation, the researcher presents an assessment of risks in electronic transactions; a case of Mobile Payments in the Municipality of Dodoma. Specific objectives of this study are to identify risks associated with electronic transactions, to assess factors associated with risks in electronic transactions and to suggest ways of reducing electronic transaction risks. The study is significant to the governments, to researchers and hosting institutions. To the government, it...