Abstract/Overview The Business of advancing credits is gradually becoming a major target for many banks, as a result there is high competition among the financial institutions leading to default of most credits. In order to raise the quality of advancing credits and reducing the risk involved thereafter, CSM’s have been developed to improve the process of assessing credit worthiness during the credit evaluation process. Previous repayments, demographic characteristics and statistical te...
Abstract/Overview The reality that exists in a stock market situation is that assets do pay dividend to owners of assets or derivative securities. Dupire, Derman and Kani built an option pricing process with a dividend yielding diffusion process but lacked the jump diffusion component. Jump diffusion process that mostly been captured in modern stock market do exhibit discontinuous behavior on pricing of assets. Introduction of Black Scholes concept equation that assumes volatility is cons...
ABSTRACT The study on “Procurement policies and Compliance of Local Government” was conducted in Central Equatoria State, Juba, South Sudan. The study was guided by three specific objectives: i) to determine the level of Local Government compliance to procurement policies in Central Equatoria State; ii) to examine whether the procurement policies has helped to improved the quality of procurement outcomes of Local Government in Central Equatoria State; and iii) to find out if there is rela...
Abstract The purpose of the study was to determine the relationship between the effects of reward and compensation on team performance in organizations especially BUDICO. In chapter one the researcher covered the background the study, stated the problem statement, the scope of the study and finally the signification of the study. In chapter two, the researcher initially started by defining reward and compensation and team performance as defined by different authors. She went ahead to explain ...
ABSTRACT This study was carried out to establish the effects of Auto Teller Machines (ATMs) and service delivery in Banks in Uganda. It was carried out from Stanbic Bank Lira Branch. Data was collected mainly through the use of interviews, questionnaires and observations. The study involved a total of 40 respondents, 10 staff members, 27 clients of the bank, 3 Supervisors; these were all involved in the bank’s activities at different levels. The study found out that Auto-Teller Machines has...
ABSTRACT Information is a very important aspect in our day-to-day activities to ensure effective communication. As result of this, Information Communication Technology plays a great role to guarantee efficient and effective communication within and among different institutions and organizations. In response to this, each organization/institution strives to make sure that there is a secure means of disseminating, storing and retrieving of information within their boundaries. This calls for an ...
ABSTRACT The research established the relationship between computerized accounting systems and the financial performance of financial institutions in Uganda. The study was guided by the following objectives: 1) To establish the level of adoption of computerized accounting system; 2) To establish level of financial performance among financial institutions and 3) To establish whether there is a significant relationship between computerized accounting systems and the financial performance of fin...
ABSTRACT According to Hackman, Oldham (1976), Evaluation and performance appraisal is the major function of human resource department. A performance appraisal, employee appraisal and performance review are methods by which job performance of an employee is evaluated (generally in terms of quality, quantity, cost and time) typically by corresponding manager or supervisor. This is done through analyzing employees’ recent success and failures, personal strength and weaknesses and suitability f...
The chances of success of an investor in the stock market depends heavily on the decisions he takes based on his knowledge of the behavior of the stock market. In this study, the behavior of a stock on the Nigerian stock exchange market was studied. The Markov Chain with a threshold to determine movement between states, was used to estimate expected long and short-run returns, and the result was compared to the expected return of the Capital Asset Pricing Model. It was observed that the m...
The rise of Free and Open Source models for software development has catalyzed the growth of Free and Open Source Hardware (also known as " Libre Hardware "). Libre hardware is gaining significant traction in the scientific hardware community, where there is evidence that open development creates both technically superior and far less expensive scientific equipment than proprietary models. In this article, the evidence is reviewed and a collection of examples of business models is developed t...
With respect to the overview and the information provided by the Nigerian Communication Commission (NCC) a research was carried out on the users of the four major network operators in Lagos sub-geographical region. However the objectives of this research was to x-ray the activities of this four major network providers amidst its users determining The most acceptable network provider/leading telecom provider with the largest subscriber base.The switching of brands amidst the users and the r...