ABSTRACT Adequate supply of financial resources is a necessary condition for the survival of any business. This study tends to review government policies and programmes on financing MSMEs in Nigeria. Both primary and secondary data were employed to arrive at the results with the use of statistical method of testing hypothesis chi-square (X2) 13.62 > 9.49 the calculated value is greater than the critical or table value. The results reveal that there is a significance effect between gov...
ABSTRACT This research titled “Global Economic Crisis and Credit Risk Management in Nigerian Deposit Money Banks: A Case Study of First Bank Nigeria Limited”. Chapter one is the introduction of the study, statement of the problem, objective of the study and prelude to the significant of the study, research hypothesis and scope and limitation of the study. Chapter two the review of related literature, Concept of Credit Risk, Credit Risk Management in Nigerian Deposit Money Banks, Rec...
ABSTRACT This study examined the relationship between corporate governance and performance of the microfinance industry in Ghana. The study used fixed effect panel data regression analysis. The specific objectives were to identify the key corporate governance components within the microfinance sector, analyse the effect of recognised corporate governance practices on Tobin’s Q of MFIs, and also to analyse the effect of recognised corporate governance practices on R OA of MFIs. The corpor...
ABSTRACT The overall goal of this study was to investigate some reasons accounting for the underutilization of crowd funding as a financial source to selected SMEs in Accra. The study employed qualitative research approach with semi-structured interviews as its main research instrument. A total of fifteen (15) SMEs dealing in various businesses were employed as sample size with the study being conducted in Accra only. The study reveals that, SMEs in Accra and Ghana at large do not utilize cro...
ABSTRACT Relationship marketing has become a buzz word in academia and industry due to its acclaimed benefits of attracting and retaining customers. The hospitality industry in Ghana is one sector where relationship marketing practices have not been well researched. This study was thus motivated to address this research gap. The main purpose of this study was to examine the relationship between relationship marketing and customer loyalty in the Ghanaian Hospitality (hotel) industry. Specifi...
ABSTRACT The purpose of this research study is to investigate the relationship between financial inclusion, to be specific access to finance and its impact on the performance of firms in the Construction sector of Ghana. As it is well known in the literature that financial inclusion generally has a positive influence on performance, will the results differ if the scope is narrowed down from country level to firms with similar characteristics? Firstly, the paper seeks to identify the level of ...
ABSTRACT This research examines the impact of monetary policy on capital structure and financial performance of companies in Ghana. The research uses panel data from 2008-2017 for 33 firms on the Ghana Stock Exchange. A system GMM-technique is used to analyze the data. This technique allowed the researcher to control for autocorrelation to ensure a robust result is achieved. The study finds that firms prefer to borrow long-term when monetary policy is contracting (increasing policy rate). ...
ABSTRACT This study sought to bring to the fore, the impact of working capital management on the profitability of banks in Ghana via a case study of FBN Bank, Zenith Bank, Guaranty Trust Bank, GCB Bank, Cal Bank and Fidelity Bank. In the study, the researcher identified the relationship that existed between the components of working capital and the profitability of banks. The researcher as well identified the level of correlation that excited between the components of working capital and prof...
ABSTRACT This research investigates into the determinants of non-performing loans of listed banks in Ghana using a quantitative research design which allows for both entity and time dimension. Data for macroeconomic variables for the years 2006 to 2016 were obtained from World Development Indicators (WDI) whiles Bank specific data were collected from the annual reports of banks. The study found banks size to be positively related to NPLs. ROA is negatively related to NPLs but it was not sign...
ABSTRACT The study sought to provide a comparative analysis of the performance of the various financial asset classes over the past decade in Ghana. The study employed a quantitative technical trend analysis on bond, stocks and Mfund over a period of 10years. Also, the econometric model of GARCH (1,1) was employed to calculate the risk orientation of the various asset classes. From the results, the study found that the three classes of assets employed for the study, that is bond, stocks a...
ABSTRACT This study ascertains impact of performance management system on organizational performance. Survey research design was employed and questionnaire was used as the research instrument. Moreover, simple random sampling technique was used as sampling technique and one hundred and forty five (145) respondents was administered questionnaire among staff of Lacasera Company limited in Lagos state while they were fully completed and returned. Simple percentage was employed to analyze the...
ABSTRACT This study titled the effect of recruitment and selection policy as a tool for achieving higher employee productivity in manufacturing organizations; a study of Dozzy Group of Companies. The objectives of the study are; to identify if external sources of recruitment strengthens diversity of talent within the organization, to identify the recruitment practices used in selecting qualified talents in the organization of the study and to examine the extent of bias in recruitment and sel...
Abstract The objective of the study was to provide empirical evidence regarding the impact of vertical integration on the financial performance of Olam Nigeria Limited. Data collected were gotten from Olam Nigeria Limited financial record and questionnaires administered to employees of Olam Nigeria Limited within the study sample frame. The secondary data was cross-sectional between the period of 2010-2018. While the administered questionnaire was to 183 employees of Olam selected using conve...
ABSTRACT The aim of the research was to evaluate the effect of EHR on quality healthcare at Legon Hospital using the method, structure and outcome of EHR at the Hospital to measure the quality of healthcare. The study sought to achieve its purpose through three objectives by examining the use, behavioural intent, benefits and general EHR's effect on the Legon Hospital among both staff and patients. The study sought to measure its objectives by adopting a qualitative approach with a cross-sect...
ABSTRACT The main aim of this research work was to examine entrepreneurship financing among females in Accra focusing on the enabling and challenging factors. The study employed qualitative research approach using exploratory and descriptive methods to achieve the objectives set out for the study. The main instrument employed was semi-structured interviews with twenty (20) respondent size being owners of female run SMEs in different fields ranging from food and beverages, water, clothing and ...