ABSTRACT This study had the aim of finding out the contribution of clove production to the small scale farmers‟ livelihoods. The study was guided by three objectives; to explore the importance of clove farming to the small scale farmers‟ livelihoods, to identify challenges facing small scale farmers in the clove production and to suggest measures that may be taken by the government of Zanzibar to minimize challenges facing small scale farmers in the clove production. The sample of the st...
ABSTRACT The study aimed to examine the relationship between microfinance institutions and women economic empowerment in Tanzania. The study had the following objectives. First is to examine the types of financial services offered by MFIs to empower women economically. The second is to examine the contributions of MFIs on empowering women. The third is to assess the women perceptions towards MFIs and finally to suggest appropriate strategies to increase the outreach of MFIs so as to empower ...
ABSTRACT Technological Advancement has over the last decade drastically changed the way of doing things in many fields of human endeavour, of which the banking sector is no exception. Expectedly, a number of e-products have been developed and service delivery quality has witnessed improvements over the period. As a result, today’s bank customer can access bank accounts on his/her own, transfer funds to other accounts, make payments for bills, buy items online, print or monitor statement o...
ABSTRACT This study utilizes a nonparametric DEA approach, to assess the energy efficiency of 135 selected countries across the globe during the period of 2000 - 2014 to account for environmental factors in energy efficiency analysis and to analyze the relationship between economic factors and energy efficiency within a two - stage framework. Three kinds of variables are used: input, desirable output, and undesirable output. The inputs are labor, capital, and energy consumption. The undesira...
ABSTRACT Over centuries, various technologies have been introduced to developing nations, which have aided the growth of business and made lives of individuals more comfortable. Yet, none of these technologies have had as much influence on individual consumers in developing economies as the mobile phone technology. Students are one group of people who find the mobile phone technology useful in accessing information (given its internet adaptability features). Again, students’ access to info...
ABSTRACT The liberalization of universal banking sector in Ghana, has intensified competition within the industry. To withstand this competition by banks and differentiate their services from competitors, has generated interest in understanding the brand positioning which seeks to design a firm’s offering and image or reputation to occupy a distinctive place in the mind of the target consumers to become loyal to the service provider. The introduction of switching cost as a moderator ensure...
ABSTRACT The HIV/AIDS pandemic continues to spread all over the world and Ghana is no exception. The prevalence rate from sentinel centres across the country in 2001 suggests between 3 to 4 percent of the spread. The study was conducted in Mamobi, New Town and James Town, all suburbs of the Greater Accra Region of Ghana. It is both a qualitative and quantitative study that sets out to describe the youths perceptions of what constitutes risk behaviours in relation to HIV/AIDS, examine the kno...
ABSTRACT TOPIC: CORPORATE REPUTATION AND SERVICE PROVIDER SELECTION IN THE TELECOMMUNICATIONS INDUSTRY IN GHANA. (10155593) The academic research on corporate reputation is relatively quiet new as a field of study. There is little research that has been conducted to examine whether corporate reputation plays a role in customers‘ service provider selection behaviour especially in the mobile telecommunications industry and to the extent that it can be used as a competitive advantage for org...
Abstract Today, corruption is a major concern in nearly all higher education systems across the globe; it is a complex phenomenon, which has become particularly evident within the academic arena involving all the stakeholders. Generally, this thesis sought to explore from the students' perspective, the perceived academic corruption at universities in the region of Accra. The study, specifically, sought to examine the extent to which students, faculty members, and administrators were involved...
ABSTRACT Using a dataset from universal banks in Ghana, the study takes advantage of the introduction of a Credit Referencing Bureaus (CRBs) by the Ghanaian Banking Industry in 2010 as a natural experiment to evaluate the impact of Credit Referencing Bureaus on bank credit risk and profitability. Making use of the Prais-Winsten estimation, the study established that CRBs were negatively related to bank credit risk in Ghana. This implies that banks that use the services and products of CRBs i...
ABSTRACT This study is aimed at investigating the influence of bank credit on bank performance, covering the period, 1993 – 2004. While loans and advances were the proxies for bank credit, the profit after tax represented bank performance, for the period under investigation. Three Hypotheses were tested using the Regression Model as our Main tool of analysis. The first two hypotheses employed a simple regression model, while the hypotheses three, which tried to establish the join...
ABSTRACT Employing a dataset from multinational companies (MNCs) in Ghana, the study takes advantage of the ongoing issues concerning international transfer pricing as a platform to examine the impact of transfer pricing (TP) abuses on tax avoidance. The study again takes advantage of the new growing area of literature on earnings management (EM) to specifically examine the effect of earnings management on tax avoidance from the perspective of both financial non-financial MNCs. The study emp...
ABSTRACT This study examined the impact of Pay Reform and Work Performance on Tanzania’s Public Service by using the Capital Development Authority (CDA)- Dodoma as a case study. The study was conducted so as to find out the impact of the introduced pay reform since 2000 on work performance of employees in public service. The review of the literature conducted explains and highlights the role of motivation particularly the increase in pay to workers which ultimately could results in the imp...
ABSTRACT The study was conducted in Dodoma Municipality by assessing the effects of Women Development Fund (credit) on improving the income of women micro entrepreneurs in Tanzania. The study is intended to find out the women awareness on WDF, to find out the socio- economic activities done by women micro entrepreneurs supported by WDF, to determine the achievement of women micro entrepreneurs supported by WDF, and finally to identify the challenges faced by women micro entrepreneurs in acce...
ABSTRACT This study aimed at assessing the coping strategies to unemployment by university graduates in Tanzania: A Case of Dodoma Municipality.” The study used three specific objectives: to examine factors of unemployment in formal sector among university graduates in Dodoma Municipality to identify coping strategies to unemployment university graduates and To find out options for increasing informal employment to graduates. This study used a non - experimental cross – sectional survey ...