ABSTRACT The area of major concern for the general public after the Bank of Ghana (BoG) approved a purchase and assumption of UT Bank and Capital Bank to Ghana Commercial Bank (GCB) was the uncertainty surrounding the employment status of employees of the acquired banks (UT and Capital bank). It was in this light that this research sought to fill the existing knowledge gap by examining the effects of mergers and acquisitions on employee morale. The target respondents were eighty seven (87) em...
ABSTRACT Limited access to credit is one of the fundamental problems faced by rice farmers in the Northern Region of Ghana. As such, it is the aim of government and other organizations such as the Food Security and Rice Producer Organization (FSRPOP) to increase rice farmers‟ access to credit. However, studies on the demand side of the credit market of rice farmers that would help formulate appropriate policies essential for increasing rice farmers‟ demand for credit are missing. The stud...
ABSTRACT Efficiency of government expenditure is very important in the management of every economy since outcomes depend on the ability of resources to reach their target destination. Governments all over the world spend a high percentage of their GDP annually and countries in the ECOWAS sub-region are no exception. With efficiency, countries can achieve better outcomes with the same level of spending or even less. This study, therefore, seeks to examine the relationship between government sp...
ABSTRACT The ―total quality‖ concept is a general philosophy of management which includes all key requirements that contribute not only to customer-perceived quality, but also to customer satisfaction. The International organization for standardization defined Total Quality Management (TQM) as coordinated activities aimed at the control and direction of the organization towards quality. This has driven most organizations to provide products or services which consistently meet or exceed cu...
ABSTRACT The study was designed to assess the problems faced by agro-based businesses. It specifically examined the major constraints facing the establishment, operations and marketing of agro-business in Nsawam Adoagyiri Municipality. The study adopted the quantitative survey as its research design/approach, which according to Ahiadeke (2008) is a data collection method which requires asking people, referred to as respondents for information using either verbal or written questions. The stud...
ABSTRACT This study investigates the influences of training and development on employee performance at the Cocoa Research Institute of Ghana (CRIG). It comes in the context of the increasing recognition of training and development as an important means of nurturing quality human resource for employee performance in organizations. Situated within the qualitative research paradigm, the study employed the case study approach to detail the training arrangements, and processes at CRIG and how they...
ABSTRACT The role of traditional healers in Africa, in general, and Ghana, in particular, cannot be underestimated. The many reasons leading to this could include, but not limited to, inadequate access to quality health care in terms of facilities, health personnel and affordable health care. Inasmuch as efforts have being put in to standardize the practices of traditional healers to offer health services in Ghana, there seem to be challenges especially in the area of mental/psychological hea...
ABSTRACT Despite the vast and growing body of empirical literature focusing on the drivers of export performance of firms, the empirical evidence on the channels through which human capital and R&D affect firm export is dearth even though this relationship seems to be important, specifically for developing economies. In this study, a conceptual model is developed drawing on the Resource-Based View (RBV) theory of the firm to conduct a detailed evaluation of whether firm export is explained by...
ABSTRACT For about three decades, Ghana has pursued decentralisation which has led to the transfer of power and resources to the local level with the aim of accelerating local development and democracy. Successful decentralization, however, depends on accountability of the District Chief Executive (DCE) who is the central figure of the District Assembly. This study which examined the nature of accountability in the Ledzokuku-Krowor Municipal Assembly (LEKMA) found that, there are several meas...
ABSTRACT The World Health Organization (WHO) has noted that the benefits of technology have to be integrated in healthcare delivery in their Health-For-All Strategy which recommends that member countries incorporate health telematics into their healthcare system. The benefits of eHealth are thus underscored in this directive and a similar motivation underlies this study, which investigates the use and adoption of Electronic Health technologies in healthcare delivery in Ghana. The study was de...
ABSTRACT This research was aimed at assessing the impact of Sovereign Wealth Funds (SWFs) as a transition finance tool on the development of a country. The research had a study population of the 60 largest SWFs in the world in 2014 and used a sample of 34 SWFs in its analysis. The study used secondary data as the main and only source of data, and collected the needed data from secondary sources like the IMF Working Paper Series, FocusEconomics, and Sovereign Wealth Fund Institute (SWFI) among...
ABSTRACT The study examines how increasing the shares of fees and commissions, trading income and total non-interest income makes African banks more risky, for banks that specialize in either retail or investment banking activities. The study used financial information obtained from the Bankscope database to construct a panel of African banks from 2008 to 2012. The study used the Ordinary Least Square (OLS) regression model with Newey – West standard errors, robust for heteroskedascity and ...
ABSTRACT The Kaufman Assessment Battery for Children-second Edition (KABC-II) is a foreign psychological test which is increasingly being employed by practitioners in Ghana in the assessment of intelligence and cognitive abilities in children although it has not been locally normed as yet. Thus, the performance of 90 school children in Ghana aged between 6 and 12 years, whose sociocultural backgrounds may differ considerably from those for whom the KABC-II were normed, was investigated in thi...
ABSTRACT Growth of microcredit is seen as an important way to expand financial services to the poor and unbanked, and to help reduce poverty. However, high default rate remains a major challenge for micro-lenders. Understanding the causes of default among the poor is important for devising effective strategies to deal with this problem. This study sought to identify the determinants of loan default among urban poor women in the Greater Accra Region of Ghana. The study quantifies the relat...
ABSTRACT The study focused critically on issues of determinants of interest rates and loan recovery rate of Microfinance institutions in Accra Metropolis. With a sample size of twenty (20), Microfinance institutions were examined. Random and purposive sampling techniques were used. Sampling was done by selecting microfinance institutions that give credit to only the informal sector or both the informal and the formal sector. The heart of this research was pairwise correlation. Pairwise correl...