ABSTRACT The National Hospital Insurance Fund (NHIF) is a state corporation through NHIF Act No. 9 of 1998. The Fund’s core mandate is to provide social medical insurance cover to all its members and their declared dependents (spouse and children). But according to NHIF Performance Report 2017- 2018, the Fund (NHIF) has continued to implement social health strategies with a view to achieving Universal Health Coverage (UHC) for the benefit of all Kenyans. Revenue has risen to ksh 47.9 billio...
Abstract As the debate on the impact of global climate change goes on at global and regional scale, climate change impacts are already being felt at local level. This research aims at exploring impacts of climate change on smallholder farmers’ livelihood in ward 10 of Zaka District of Zimbabwe. Specifically the study seeks to: determine climate change manifestations; evaluate household-level impacts of climate change on smallholder farmers’ livelihoods and lastly; to investigate the exte...
ABSTRACT The main objective of the study was to assess the contribution of EMA towards sound wetland management in Harare Urban. Wetlands have been threatened by a number of factors in Harare . It has been established that in the presence of various laws in the management of wetlands in Zimbabwe, wetlands continue to be under threat .Environmental laws have not been adequate in efforts to manage wetlands in Harare Urban. The study targeted the EMA and residents. The researcher has analysed t...
Abstract Development organizations in Africa have been at the forefront in fighting for women inclusion in agriculture but little has been documented on how these initiatives impact on women's lives'. This study explored the extent at which MARKETS II – an agricultural value chain project whose stated objective is to economically empower female farmers – has increased women’s participation in agricultural activities in Kaduna State, Northern Nigeria. The objectives of the study include:...
ABSTRACT The research sought to analyse mobile banking as a strategy to curb cash shortages in the Zimbabwe Banking Industry with specific emphasis on Agribank. Banks in Zimbabwe were experiencing cash shortages as evidenced by long queues as well as continuous reduction of daily cash withdrawal limits. Mobile banking is one of the many strategies implemented to curb cash shortages. In August 2016 Agribank introduced mobile banking to its customers. In this research, data was collected throu...
ABSTRACT This study sought to analyze the implementation of risk based internal auditing by organizations in Zimbabwe, with particular reference to the National Railways of Zimbabwe. In this study the knowledge and opinions of NRZ managers and internal auditors was sought to establish how risk based internal auditing was being implemented. Attention was to be drawn on discovering whether the implementation was carried out correctly and if not, then make corrective recommendations. The resea...
ABSTRACT This study is an investigation into the effectiveness of livelihood projects as a strategy in reducing Gender Based Violence (GBV). The study explored and highlighted the major causes of GBV, the livelihood options for women, the relationship between GBV and livelihoods and the extent to which livelihood projects as a strategy have reduced GBV and empowered women using the case study on Nyanga, Ward 27. The major causes of GBV are poverty, lack of economic independence among women, ...
ABSTRACT The purpose of this study was to find the causes of student poor performance in A‟ level Business Studies at two selected high schools, which are in Chimanimani District of Manicaland province. The study sought to explore the challenges faced by both students and educators in the teaching and learning of Business Studies at A‟ level which results in poor student‟s performance. Both home environmental factors and the school environmental factors were looked upon as target areas...
ABSTRACT Globally, the demand for houses has immensely gone up in the last decade but their supply has been insufficient. Generally, real estate to a great extent relies on investment from loaned finances and the cost of financing. Housing affordability problem in Kenya is has caused many Kenyan families to spend in excess of 30-35% of their earnings on housing. This implies that property return in most circumstances are influenced by market forces of demand and supply. According to the Kenya...
ABSTRACT This study sought to analyse the factors hindering effective teaching and learning of Business Studies in secondary schools in Gwanda district. The objectives of the study were to identify and analyse the administrative, teacher and student related challenges hindering the learning and teaching of Business Studies at Ordinary and Advanced Level and to suggest ways of addressing the challenges available in the teaching and learning of Business Studies. A descriptive research design w...
ABSTRACT This study explores the socio-economic effects of colonialism on African women using the case study of Zimbabwe. It investigates on whether the problems that African women face today are a result of colonialism. The study also gives a better understanding of colonialism and both its negative and positive effects on African women particularly in Zimbabwe.. Interviews group discussions, books, journals and internet sources were referred to extensively in order for the researcher to co...
ABSTRACT This study sought to analyze the effectiveness of risk based internal auditing in the Central Africa Building Society (CABS). Literature from different authors was reviewed to analyze and evaluate different insights on the risk based internal audit policy. Descriptive research design was used to assess the effectiveness of the risk based internal audit system. The researcher used stratified random sampling to determine the population and the sample size. A sample size of 20 responde...
ABSTRACT Worldwide older persons are regarded as vulnerable group, hence are in dire need of government attention. Various efforts by various successive regimes in the country to address the needs of older members of the society have proved abortive. NSSF was established to provide basic financial security benefits to Kenyans upon retirement. With increase in private pension providers, there is need for efficiency in service provision and need for adoption of technology in running the activit...
ABSTRACT The objective of this study was to analyse the impact of funding gap on financial performance of SMEs in Zimbabwe focusing on Best Bake Foods (Pvt) Ltd as a case study within a period 2013-2015. The study was motivated by the deterioration of service provision, failure to pay outstanding bills and failing to maximise potential capacity which was caused by the funding gap. This has negatively impacted on the financial performance of the entity as shown in its financial statements. Th...
ABSTRACT This study examined the impact of mining on the environmental rights of the people of the Mapanzure area in Zvishavane. Zvishavane district is located along the great Dyke belt, which is a hub to many valuable minerals such as chrome, diamonds, platinum and gold. The abundance of mineral deposits has attracted many mining companies to establish their operations in the area. Illegal artisanal miners are also dominant in the area. Mapanzure community is one of the areas that have been...